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Net Worth

Net worth is the total value of your assets, such as savings, investments, property and gold, minus your liabilities, such as loans and credit card debt. It is the clearest single measure of financial health.

Why It Matters

Income is what you earn; net worth is what you keep.

In India

Someone with ₹5 lakh in investments and a ₹3 lakh education loan has a net worth of ₹2 lakh.