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SIP (Systematic Investment Plan)
A SIP invests a set sum at regular intervals, usually monthly, into a mutual fund. It builds a habit, removes the need to time the market and averages out the purchase price over time.
Why It Matters
The SIP has quietly become the backbone of Indian equity investing.
In India
A ₹2,000 monthly SIP for 20 years, earning 12% a year, grows to roughly ₹20 lakh, against ₹4.8 lakh invested.
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